Even though you have auto insurance for your car, when shipping it you need to consider other insurance issues. If any damage occurs to your car during shipping, your auto transporter must cover such damage. The coverage would come from the auto transporter's liability and cargo insurance. Make sure you go over the type of insurance carried by the shipping company you are using. Ask to see their insurance certificate, which they are bound by law to show you. Then you can verify the information by logging on to www.safersys.org and looking up the company and its specifics. Do investigate the type of insurance the auto transport company you've hired carries - see if it's enough to meet your needs. Look into what specific type of damage to a vehicle would be covered. Would you pay a deductible? Is there a cap on coverage? Can you buy extra coverage if you feel it is necessary? A call to your own car insurance agent will tell you how much of your own insurance would cover any potential damage during shipping. Make sure to tell the agent that the car is being shipped, as this could affect your insurance terms. It is rare for a car to arrive damaged. However, if this happens, write down the specifics of the damage on the bill of lading, ask the driver to sign the form and take photos. Tell the shipping and insurance companies of any damage as close to the delivery date as possible.
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